Are you still banking at your local brick and mortar bank? STOP!!! You’re missing out on the opportunity to make 4%+ on your money doing absolutely nothing. While doing my research the online bank I like the most is eTrade.com. One their savings account you get a generous 4.10% and on their checking 3.25%. I plan on going with the checking account because you can make unlimited free deposits and withdrawals. Here’s what I liked the most about eTrade: eTrade.com will reimburse you on the biggest banking crime out there, ATM fees. Bank of America in efforts to raise their falling stock price raised their ATM fees to $3 for non customers. That used to be a the cost of awhole Extra Value Meal at McDonald's (Not anymore, thanks inflation). eTrade will reimburse you this cost no matter how many withdrawals you make as an outside customer from Bank of America. eTrade will send you free checks and debit card when you open up an account, it’s FDIC insured up to $100,000, and they even have a local eTrade bank here in
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